The coverage that pays off the house
Mortgage Protection
Keep the home, not the payment.
Insurance coverage built around your home loan. If something happens to you, it can pay off what's left — so your family keeps the equity and the house, not the payment.
- Pays toward (or off) the remaining mortgage balance
- Built around your loan, your budget, and your timeline
- Not PMI, not a refinance — it protects your family, not the bank
Protect your family from the mortgage — not the bank
Mortgage protection has nothing to do with PMI. PMI protects the lender if you default; mortgage protection protects the people you love. If something happens to you, it keeps your family from inheriting the burden of the mortgage and helps preserve the equity you worked hard to build, so they aren't forced to sell the home.
Best of all, it's flexible. We size the coverage around your budget and your goals — there's no one-size-fits-all answer.
- Breathing room: Cover a year or two of mortgage payments so your family has time to regroup
- Partial payoff: Pay off a portion of the balance — half the mortgage, or whatever fits
- Full payoff: Clear the entire mortgage so the home is theirs, free and clear
- Your terms: Adjust the term and benefit to match your budget and timeline
Because it's budget-driven, monthly premiums can range anywhere from about $30 to $250+, depending on the coverage amount, your age, and your health. Your dedicated agent walks you through the options and builds a plan that fits.
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